Regulatory
Licensing & Disclosures
State appointments, carrier license numbers, and regulatory disclosures for SmartEO / Beacon Point Insurance.
Company Information
- Legal Name
- Beacon Point Insurance
- DBA
- SmartEO
- Website
- smarteo.insure
- Support Email
- support@smarteo.insure
State Appointments
Beacon Point Insurance is licensed to write insurance in the following states. E&O coverage is currently available in Missouri and Kansas only.
| State | License Number | Lines of Authority | Status |
|---|---|---|---|
| Missouri (MO) | Available via NIPR | Property & Casualty, Life & Health | Active |
| Kansas (KS) | Available via NIPR | Property & Casualty, Life & Health | Active |
Required Disclosures
Compensation Disclosure
Beacon Point Insurance / SmartEO may receive compensation in connection with the placement of insurance coverage, including commissions, fees, and other compensation. The specific compensation applicable to your policy will be disclosed upon request.
Relationship Disclosure
SmartEO is a platform operated by Beacon Point Insurance. When you apply for coverage through SmartEO, you are applying directly with Beacon Point Insurance as the underwriting carrier. SmartEO does not act as an independent agent or broker on your behalf.
Missouri Specific (RSMo §375.930)
[Missouri-specific disclosure language to be added by legal counsel per RSMo §375.930 and related statutes.]
Kansas Specific (K.S.A. §40-2404)
[Kansas-specific disclosure language to be added by legal counsel per K.S.A. §40-2404 and related statutes.]
State Regulatory Contacts
If you have a complaint about your insurance coverage or our services, you may contact your state insurance department directly.
See also: Privacy Policy · Terms of Service